Paying for Your Trip | Vacation Payment Plans w/ Monthly Installments | EF Ultimate Break
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Pay your way

Super-simple travel payment plans so you can choose when and how to pay for your trip.


Pay monthly or bi-weekly

Automatic payments with no interest and certainly no drama.

  1. Put $150 down*
  2. Your card or bank account is automatically charged once or twice per month
  3. Finish paying 30 days before your trip

*If you book your trip less than 100 days before departure, the minimum deposit will be $750. Trips booked less than 60 days before departure must be paid in full.

Pay at your own pace

No fixed schedule. Pay over time, on your own terms.

  1. Put $450 down*
  2. Pay off the balance on your own schedule
  3. Finish paying 99 days before your trip

*Plus a $50 service fee to cover the costs associated with processing these payments.

Pay in full

Everything up front, nothing to worry about later.

  1. Pay for your trip in its entirety
  2. Relax
  3. Relax some more

Pay with affirm

Travel now, pay later. Learn more.

  1. Check your eligibility during checkout
  2. Pay over 6, 12, or 18 months
  3. Go on your trip, even if you’re still paying for it


What happens if I choose monthly or bi-weekly and I miss a payment?

If you miss one payment, the amount will be distributed evenly over your remaining payments. However, if you miss two consecutive payments, you will be withdrawn from the plan altogether. Note: there is a $35 decline fee each time you miss a payment.

Can I make a payment outside of my payment plan?

Yes, you can do this anytime from your online account under the payments tab. An additional payment does not take the place of any upcoming automatic payments. Your new balance will be distributed evenly over the remaining payments.

How do I use a Future Travel Voucher?

Future Travel Vouchers issued in 2020 or 2021 can be applied to any travel booked prior to 12/31/2022, for departures before 9/30/2024. Just book a trip like you usually would and then start a chat on our website to apply the voucher to your order.

What if I switch trips or move my trip to a later date?

All completed payments will be applied to your new trip and any remaining balance will be redistributed evenly over your new time frame.

What payment methods do you accept?

You can pay using a credit/debit card (Visa, MasterCard) or by using a checking account.

Is Affirm a loan?

Technically speaking, yes. Our financing partner, Affirm, will lend you the money to pay for your trip, and you’ll pay them back over time.

Does Affirm perform a credit check?

Affirm only performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. Checking your eligibility will not affect your credit score.

Can I pay for my trip in pennies?

Please don’t.

If I refer a friend, do I get a discount on my trip?

Actually, yes. We have group and referral discounts to make it even easier to afford your trip. Learn more about these discounts here.

What if I have more questions?

You’re in luck! We’re available via phone, email, live chat, and messenger pigeon. You can reach us here.

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